Find a home loan that fits your next move.

Get practical broker support before you make an offer, from borrowing power and deposit planning through to pre-approval, lender comparison and settlement.

Variable from

6.04% p.a.

6.06% p.a. comparison rate. Owner-occupied P&I, up to 60% LVR.

3 year fixed

6.09% p.a.

6.08% p.a. comparison rate. Owner-occupied P&I, up to 70% LVR.

1 year fixed

6.19% p.a.

6.08% p.a. comparison rate. Owner-occupied P&I, up to 70% LVR.

Investment variable P&I

6.14% p.a.

6.16% p.a. comparison rate. Principal and interest, investment, up to 60% LVR.

Check repayments

Enter your figures to estimate principal and interest repayments.

Monthly repayment$0Estimate only. Fees, rate changes and lender assessment can change the result.

Pre-approval

Standard pre-approval steps

When you are ready to finalise a pre-approval, lenders usually need enough information to check your income, expenses, debts, savings and credit history. The exact documents can change by lender and situation.

1

Income and employment

Recent payslips, tax returns if self-employed, employment details and any other income information a lender needs to assess servicing.

2

Assets and liabilities

Bank statements, savings balances, deposit history and current debts such as credit cards, personal loans, car loans or HECS/HELP debt.

3

Credit and lender check

A formal credit history assessment, loan structure review and lender policy check before a pre-approval can be confirmed.

Good to know: pre-approval processing times, validity periods and required documents vary between lenders. A broker can help you compare major banks, non-bank lenders and online lender options before you apply.

Next steps

Helpful tools for buying a home

Use the Learning Centre and calculators to understand the process and check the numbers before you apply.

Ready when you are

Let's get you a Winning Home Loan

Apply online or book a broker call and we will help you understand the right next move for your situation.

Multiple lendersWe do the hard work so you don't have to.
$0Broker service cost to you in most settled loans.
1:1Guidance from application through settlement.
Australia wideLocal broker support with Australian lender access.