Home Loan Rates

Purchase or refinance a property for your own home or an investment with broker support across Brisbane, Queensland and Australia-wide.

Variable from

6.04% p.a.

6.06% p.a. comparison rate. Owner-occupied P&I, up to 60% LVR.

3 year fixed

6.09% p.a.

6.08% p.a. comparison rate. Owner-occupied P&I, up to 70% LVR.

1 year fixed

6.19% p.a.

6.08% p.a. comparison rate. Owner-occupied P&I, up to 70% LVR.

Investment variable P&I

6.14% p.a.

6.16% p.a. comparison rate. Principal and interest, investment, up to 60% LVR.

Search by LVR

Enter the property value and loan amount to estimate the matching variable rate band.

Estimated LVR60.0%
Rate band6.04% p.a.
Comparison rate6.06% p.a.
Monthly repayment $0 Estimate only. Fees, rate changes and lender assessment can change the result.

Questions

Home loan rate questions

Quick answers for borrowers comparing rates and repayments before speaking with a broker.

Are the rates on this page available to everyone?

Rates depend on loan purpose, LVR, borrower profile, property type, lender policy and approval. The LVR search is a guide only and a broker can check current lender options for your situation.

What does LVR mean?

LVR means loan-to-value ratio. It compares the loan amount with the property value and can affect rates, lender policy and whether lenders mortgage insurance applies.

Can Winning Home Loans help outside Brisbane?

Yes. Winning Home Loans can support borrowers in Brisbane, Queensland and Australia-wide, subject to lender and licensing requirements.

Ready when you are

Let's get you a Winning Home Loan

Apply online or book a broker call and we will help you understand the right next move for your situation.

Lender optionsWe do the hard work so you don't have to.
$0Broker service cost to you in most settled loans.
1:1Guidance from application through settlement.
Australia wideLocal broker support with Australian lender access.