Use equity carefully
Explore whether equity can support renovations, investment plans or debt consolidation without over-stretching.
Refinance
Review your loan before the next rate change.
Refinancing can help reduce repayments, access equity, consolidate debts or move to a loan structure that fits your current goals.
Refinance calculator
Estimate your refinance savings.
Compare your current repayment with a proposed new rate, term, switching costs and cash-out amount.
Refinance calculator
Use this as a quick guide only. A broker can check fees, policy and approval fit properly.
Refinance
When refinancing can make sense
Refinance to a better rate
Review your current rate, repayment type, loan term and lender options side by side.
Check the real saving
Look at fees, cashback offers, discharge costs and long-term repayment impact before switching.
Related
Helpful calculator links
Move between the calculator tools most relevant to your loan review.
Ready when you are
Start with a clearer lending plan.
Apply online or book a broker call and we will help you understand the next move for your situation.